Koperasi Dana Ikhlas Berhad (KDIB) values your privacy and is committed to safeguarding your personal data in accordance with the Personal Data Protection Act 2010 ("PDPA") of Malaysia. This Privacy Policy outlines how we collect, use, disclose, and protect your personal information.

1. Collection of Personal Data
We may collect personal data directly from you or through third parties when you:
Register as a KDIB member or investor
Apply for our services, financing schemes, or participate in our projects
Visit our website or contact us
Provide your information through forms, surveys, or events
Types of personal data collected may include:

• Full name, NRIC/passport number
• Contact details (email, phone number, address)
• Employment and income information
• Bank account or financial details
• Cooperative membership data and participation history

2. Purpose of Data Collection
Your personal data is collected and processed for the following purposes:

• To process membership applications and manage your relationship with KDIB
• To evaluate eligibility for products, services, or funding
• To communicate project updates, benefits, and promotions
• To maintain compliance with statutory or regulatory requirements
• For internal record keeping, reporting, and business analysis

3. Disclosure of Personal Data
KDIB will not disclose your personal data to third parties without your consent, except:

• When required by law, regulatory bodies, or government authorities
• To service providers or professional advisors who assist in KDIB’s operations
• To related cooperative projects or strategic partners (only when relevant and necessary)

4. Data Security
We implement appropriate technical and organizational measures to secure your personal data from unauthorized access, disclosure, alteration, or destruction.

5. Retention of Personal Data
Your data will be retained for as long as necessary to fulfill the purposes it was collected for, and as required by applicable laws and regulations.

6. Access and Correction
You may request access to, or correction of, your personal data by contacting us at:
Koperasi Dana Ikhlas Berhad
Email: admin@kodanaikhlas.com.my
Tel: +6014 574 1020

7. Consent
By providing your personal data to KDIB, you consent to the processing of your information as outlined in this Privacy Policy.

8. Amendments to Policy
KDIB reserves the right to update this Privacy Policy from time to time. Changes will be posted on our website or notified through official communication channels.